Personal Legal Expenses
Personal Legal Expenses Insurance is typically sold as an add-on to contents and buildings insurance but can also be offered on a standalone basis. Increasingly you will find affinity groups and businesses providing Personal Legal Expenses as part of an employee or membership benefit package.Where there are reasonable prospects of success our policies offer protection to policyholders and their families where they find themselves embroiled in the most common forms of legal disputes. These include employment issues, consumer disputes, personal injury and disputes with neighbours.
Policyholders also enjoy the benefit of a 24/7 Legal Advice Line providing telephone based legal advice on a wealth of issues regardless of whether it is covered by the policy.
| Personal Legal Care |
Family Legal Care |
Combined Personal Legal Care |
Combined Family Legal Care |
|
|---|---|---|---|---|
| Legal Advice 24/7 | Unlimited Access | Unlimited Access | Unlimited Access | Unlimited Access |
| Employment | £1,000 | £75,000 | £1,000 | £75,000 |
| Consumer Protection | £1,000 | £75,000 | £1,000 | £75,000 |
| Home Rights | £1,000 | £75,000 | £1,000 | £75,000 |
| Criminal Prosecution Defence | £1,000 | £75,000 | £1,000 | £75,000 |
| Taxation | £1,000 | £75,000 | £1,000 | £75,000 |
| Personal Injury | £25,000 | £75,000 | £75,000 | £75,000 |
| Motoring Uninsured Loss Recovery |
n/a | n/a | £75,000 | £75,000 |
| Motoring Criminal Prosecution Defence |
n/a | n/a | £75,000 | £75,000 |
| Motoring Contractual Disputes |
n/a | n/a | £75,000 | £75,000 |
| PDFs | Key Facts | n/a | Key Facts | Key Facts |
*Figures shown are the Limits of Indemnity per Insured Incident