Commercial Legal Expenses

Commercial Legal Expenses Insurance may be offered in a number of ways. It can be sold as an add-on to commercial risk policies such as employers & public Liability, property and professional indemnity or offered on a standalone basis.

Increasingly trade associations and membership organisations are looking to enhance their membership offering by including Commercial Legal Expenses as standard.

Unexpected legal disputes can be costly at the best of times but with the ever changing burden of employment legislation, Inland Revenue demands and a rise in contractual disputes means businesses now more than ever must to be covered for every eventuality.

Our products offer flexibility dependant on your client’s demands and needs. The Business Care policy is for businesses with a turnover of £1,000,000 or less, larger clients or those that prefer a broader cover can choose our Commercial Business Care.

	Employment Legal Protection	Business Care	Commercial Business Care
Turnover	Any	Up to £1,000,000	Any
Legal Advice 24/7	Unlimited Access	Unlimited Access	Unlimited Access
Employment Representation	Included	Included	Included
Employment Awards	Included	Optional	Included
Criminal Prosecution Defence	n/a	Included	Included
Debt Recovery	n/a	Optional	Optional
Contract	n/a	Optional	Optional
Business Motoring	n/a	Included	Included
Personal Injury	n/a	Included	Included
Property Legal Protection	n/a	Included	Included
Tax Investigations	n/a	Included	Included
Restrictive Covenant	n/a	n/a	Included
Personal Legal Expenses	n/a	n/a	Included
Jury Service and Attendance Allowance	n/a	n/a	Included
Protection of Licences	n/a	n/a	Optional
Data Protection Defence	n/a	n/a	Included
Disputes with Landlords	n/a	n/a	Included
Limits of Indemnity	Up to £100,000	£65,000	Up to £100,000
PDFs		Key Facts Policy Wording	Key Facts Policy Wording