Chamber Enhanced Cover In this increasingly litigious society, businesses like yourself face the constant threat of legal action and the cost of defending actions against you. Indeed pursuing your own legal rights is often prohibitive, some cases may even cause businesses to close.     Your Chamber of Commerce, as part of your membership subscription, has arranged legal expenses insurance cover to protect you as a member company, from unexpected legal fees and financial penalties. Your free cover is, however, the basic insurance necessary for any business. In today's litigious environment it would be prudent for you to carefully consider the Enhanced Cover, which has been specially negotiated by your Chamber for a nominal annual premium. Businesses everywhere are finding themselves increasingly involved in litigation. The number of court actions and tribunal cases is rising and the need for good legal advice is apparent for every business. Please also see our Key Facts Summary Employers are vulnerable to claims that can cost thousands of pounds to administer (and much more to ignore!). However, there is no reason why you should not be well prepared. By purchasing the enhanced cover you can have peace of mind that you are covered for those unexpected legal costs. The policy provides you with the resources to resolve your legal queries quickly and efficiently with the confidence of knowing you have insurance cover in force should legal action be necessary. Experience has shown us that outside the free membership cover, there are 3 main areas that cause the most anxiety for businesses today, these are included as part of the Enhanced Cover Policy.   SOME STATISTICS FROM 2002/3 ALMOST 100,000 APPLICATIONS TO EMPLOYMENT TRIBUNALS OVER 40,000 INLAND REVENUE FULL ENQUIRIES MAXIMUM AWARD FOR RACE DISCRIMINATION £800,000 REPORTABLE WORKPLACE INJURIES 400,000 22,000 HEALTH & SAFETY AT WORK ACT IMPROVEMENT AND PROHIBITION NOTICES AVERAGE HEALTH & SAFETY AT WORK ACT FINE £8,200 RESTRICTIVE COVENANTS PURSUING A CLAIM AGAINST ANY EMPLOYEE OR FORMER EMPLOYEE WHO IS IN BREACH OF A RESTRICTIVE COVENANT CONTAINED IN THEIR CONTRACT OF EMPLOYMENT.   DEBT RECOVERY PURSUING BUSINESS DEBTS INCLUDING ENFORCEMENT (PROVISION OF GOODS OR SERVICES, PROFESSIONAL FEES AND DISHONOURED CHEQUES)     CONTRACT DISPUTES QUALITY OF GOODS OR SERVICES SOLD OR SUPPLIED, INCLUDING ENFORCEMENT. PLUS EXCESS WAIVER! WHEN YOU PURCHASE THE ENHANCED OVER, THE EXCESS APPLICABLE UNDER THE MEMBERSHIP BENEFIT IS AUTOMATICALLY DELETED The BCC has negotiated exclusively for Members a very attractive rate for this essential Enhanced Cover. With prices starting from under £50, What have you got to lose? NO OF EMPLOYEES *LIMIT OF INDEMNITY £50,000 *LIMIT OF INDEMNITY £100,000 1 - 5 6 - 11 12 - 24 25 - 49 50 - 99 100 - 199 200 + £49.45 £65.93 £82.41 £123.62 £164.82 £412.06 Please call us for a personalised quotation £64.33 £85.71 £107.14 £133.92 £214.27 £535.68 Please call us for a personalised quotation To purchase your enhanced cover CLICK HERE NOW ! You will be redirected to our secure 128bit e-commerce site Or contact us by telephone on 0870 220 8516 REMEMBER NO BUSINESS IS EXEMPT FROM THE RISK OF LITIGATION!