A new on-line service, IQ Online, has been launched by Composite Legal Expenses enabling
brokers to handle Composite's wide range of Commercial and Personal Legal Expenses
products simply, swiftly and cost effectively.

Benefits of the new service include instant quotations, creation of bespoke products from a
menu, fast policy issue and on-line policy tracking. By utilising the web, there is no charge.

Composite's Managing Director, John Mullin explains:
“We've progressed from a floppy disk to a CD-Rom to Online in the space of 3 years following
brokers' systems development.

The relatively low unit cost of Legal Expenses cover means this is a line of business that must
be handled with an absolute minimum of administration on the broker's part as well as for us.
IQ Online does just this by providing brokers with a simple, cost effective and comprehensive
solution allowing them to construct the ideal product for their clients.

In today's litigious society it is imperative brokers offer Legal Expenses insurance protection to
all their clients - after all, the need is demonstrated every day in the media. And, offering this
cover is also an excellent way of increasing a broker's earnings potential.”

Brokers can find out more by ringing 0871 423 5251 or emailing
enquiries@composite-legal.com

Notes for editors:

Established in 1996, Composite Legal Expenses is one of the UK's leading providers of legal expenses insurance and 24/7 help-lines. In addition to specialising in affinity group schemes,
Composite offers a wide range of legal expenses insurances enabling brokers to tailor-make
products to suit their clients' individual needs. Award-winning Composite is also a major
provider of After-The-Event cover and Event Litigation funding.

For further information please contact:
John Mullin, Managing Director
Tel: 0871 423 5240 Email john@composite-legal.com or

Nigel Dyer or Judy Kellie, Intelligent Marketing Partnership
Tel: 01798 81 5687 Email: intelligentmktg@aol.com